Privacy Policy

1. What We Collect — Nothing

DebtPayoff (t.pc012.com) is a free debt calculator tool. We do not require accounts, sign-ups, or any personal information. All calculations happen in your browser — your debt amounts, balances, and payment information never leave your device.

2. Cookies & Tracking

We do not use tracking cookies, advertising cookies, or any form of user profiling. We do not run third-party ad networks. This site exists to help people understand their debt — not to monetize their attention.

3. Analytics

We may use privacy-respecting analytics (page view counts only) to understand which tools people find useful. This data is anonymized and cannot identify you.

4. External Links

Some pages contain links to affiliate partners (e.g., debt relief services). If you click these links and make a purchase, we may earn a commission at no additional cost to you. These partners have their own privacy policies.

5. Contact

If you have questions about this policy, reach out via our contact page.